Business Owners Insurance

The coverage your business needs, all under one policy.

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A Business Owners Policy (or BOP) is a great way to combine multiple insurance needs into one program. By combining General Liability and Commercial Property insurance, you can streamline your coverage and typically pay less than you would if you were to buy the two policies separately.

A Business Owners Policy is perfect for businesses like:

  • Retail stores
  • Small restaurants and coffee shops
  • Service businesses (dry cleaners, salons, gyms, lawn companies, house cleaners, and more)
  • Convenience stores or small grocery stores

What is General Liability Insurance?

This essential coverage for any business owner protects your assets should unforeseen circumstances arise. Imagine a customer slips and falls while visiting your business. Your General Liability policy will cover you for any costs associated with the injury and legal fees if the customer decides to sue you.

What is Commercial Property Insurance?

Commercial Property Insurance will protect your property, including buildings, equipment and inventory in case of theft, fire, damage or other loss. Many commercial property owners will require proof of Commercial Property Insurance before you can lease a building or storefront space.

Additional Coverage Options

In addition to General Liability and Commercial Property insurance, your BOP plan can be expanded to include additional special endorsements. For instance, you may want insurance that protects you against:

  • Employee Dishonesty
  • Increased Limits
  • Miscellaneous E&O
  • Hired and Non Owned Auto

How Can I Get A BOP Today?

Simply fill out our online application and one of our experienced insurance professionals will be in touch with you within one business day to offer you the most competitive BOP pricing available. If you don’t qualify for a BOP, we’ll work with you to find more suitable insurance alternatives.

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