Professional E&O

Mistakes happen. Safeguard your business with E&O coverage.

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What is Professional Errors & Omissions Insurance?

If someone sues your business for making a mistake, the costs can add up quickly: attorney fees, court costs, the settlement itself. Just one lawsuit could devastate your business. This is why it’s imperative to have Professional Errors & Omissions (E&O) Insurance to protect your company.

Professional E&O Insurance, also known as Professional Liability Insurance, can cover you for claims of:

  • Accused or actual negligence
  • Errors
  • Omissions
  • Misrepresentation
  • Erroneous advice
  • Personal injury (like libel and slander)

Who Needs Professional E&O Insurance?

Many states require E&O for certain occupations. And often contracts will require service providers to be covered by E&O. But even if it’s not required, nearly anyone who is providing a professional service or giving advice to clients can benefit from Professional E&O coverage. This includes:

  • Consultants
  • Contractors
  • Medical practitioners
  • Financial service providers
  • Real estate agents
  • Health and beauty service providers
  • Architects and engineers

What Does Professional E&O Cover?

  • Attorney fees
  • Court costs
  • Administrative costs related to the lawsuit
  • Settlements and judgments

What Does E&O Not Cover?

It’s important to know that if you do something illegal or make a mistake on purpose, your E&O policy won’t cover you. It also doesn’t cover damage to property or bodily injury. We offer other types of insurance that would cover you in those cases.

How Can I Get Professional E&O Insurance?

Simply fill out our online application and one of our experienced insurance professionals will be in touch within one business day.

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