We offer flexible and broad coverage options and limits for buildings, business personal property, equipment breakdown and business income.

Preferred Classes of Business include:

• Condominiums and Cooperatives
• Office Buildings
• Apartment Buildings
• Retail Centers

Risk Characteristics:

• Fully sprinklered non-combustible or better construction up to $100,000,000 location TIV and up to $40,000,000 for all other construction
• High-rise buildings up to 30 stories
• Building age or updates within 25 years

Property Expanded Coverage Endorsement: The Platinum Preferred Risk form provides at least 34 additional or enhanced coverages and limits, plus an additional 11 business income coverages and limits such as:

• Newly Acquired or Constructed Property – $2,000,000 Building /$1,000,000 Contents up to 180 days
• Ordinance or Law Coverages B and C – up to $10,000,000
• Debris Removal – $2,500,000
• Sewer, Drain or Sump Discharge – $250,000
• Water Seepage – $25,000
• Fungus, Wet Rot or Dry Rot – $100,000
• Tenant’s Liability for Damaged Property – $25,000
• Fine Arts – $100,000
• Business Personal Property – Expanded Premises (1,000 feet)
• Business Income/Loss of Rents Expanded Coverage Option
• Extended Business Income/Loss of Rents – 365 days
• Dependent Properties – $250,000
• Spoilage – $50,000

Optional Property Coverage

• Identity Recovery
• Flood – up to $10,000,000 in lower hazard flood zones
• Earthquake – up to $10,000,000 in lower hazard earthquake zones
• EQSL – up to $10,000,000 in any earthquake zone

• Limits of $1,000,000 per occurrence/$2,000,000 general aggregate
• ISO General Liability forms
• Lead Coverage available upon underwriting review
• Excess limits up to $10,000,000 available

Optional General Liability Coverage

• Hired and Non-Owned Automobile
• Employee Benefits Liability
• Employment Practices Liability
• General Liability Expansion Endorsements including: Extended time to report incurred medical expenses
• Primary and non-contributory coverage
• Extended time to report newly acquired organizations; and more

We specialize in risk management solutions and are dedicated to helping mitigate losses. Whether you require loss prevention assistance, underwriting support, risk management and administration, auditing or inspection, we offer the individualized attention property owners and managers deserve.

For more information on Commercial Package Policies for your client, please contact:
Stefani Ciccone, Executive Broker
267-362-4967
stefani.ciccone@agileinsurance.com

• Family Style
• Fine Dining
• Fast Food
• Mobile Gourmet Food Vendors
• Delicatessens
• Cafes
• Sports Bars
• Banquet Halls
• Buffets
• Social Service and Non Profit Organizations
• Artisan Contractors
• Education
• Healthcare

Our carriers partners specialize in risk management solutions and are dedicated to helping mitigate losses in the workplace. Whether you require safety and loss prevention assistance, underwriting support, risk management and administration, auditing or inspection, we offer individualized attention.

• Pay-As-You-Owe® (PAYO®)
• AutoPay (direct debit/EFT)
• Credit card (online or by phone)
• Check - pay by mail, online or by phone

For more information on Workers Compensation Policies for your client, please contact:
Stefani Ciccone, Executive Broker
267-362-4967
stefani.ciccone@agileinsurance.com

Hurricane and Convective storms have been constantly evolving the property insurance market for many years as a result of costly claims on properties exposed to high winds and hail. As a result, insurance carriers are increasing deductibles in catastrophic states, most specifically on the eastern seaboard and states prone to tornados and sever weather. Do you have clients at risk of wind and hail and currently have a high deductible through their primary property carrier? We have a solution that can reduce your clients exposures and add value to your agency. Contact us today to learn more about Wind Deductible Buy Down coverage or complete our fast online application . We offer same day quotes with programs backed by industry leading paper, so you can be confident that your client is receiving what they deserve in case a claim arises.

• Available in 13 states (NY,NJ,DE,MD,VA,NC,SC,GA,FL,AL,MS,LA,TX)
• No geographical restrictions in eligible states
• No minimum premium
• Can buy down to $5,000 per occurrence
• Capacity for Small to Large Accounts

• Variety of deductible options available. Both flat dollar and percentage of TIV.

• Can structure the buy down to:
  • Per occurrence
  • Per location
  • Per location to per occurrence
• Lloyd’s paper (A XV)

For a fast quote for a Wind Deductible Buy Down policy, please complete our online application and someone will be in touch with you very shortly!